Saturday, July 24, 2010

Life’s Obstacles

I thought my biggest obstacle would be getting DH on board with the idea of saving. I was wrong. Although not particularly enthusiastic on the new focus of saving as much money as we can to pay off our loans, he gets it and is being supportive.

He’s even tolerating my request to not spend $35 for work equipment this month because we already bought stuff this month, and I want to spread out expenses. And when I had a craving for ice cream on Friday, he reminded me we are trying to save money-ice cream is not essential.

So with things going in our favor, life tested our commitment. Bright and early Saturday morning we had an emergency. As we let the dogs out this sunny morning water poured down the exterior wall of our house. Some part of our water heater plumbing has gone a muck.

A plumber on a Saturday would be expensive! With the water shut off we contemplate what to do (and fear the cost of fixing it). We’ve gone without water before can this wait until Monday?

Sunday, July 11, 2010

I'm back!

Our garage is finally done! I'd show you pictures but I lost the camera a couple months ago and we've been too broke to replace it. The work on the garage was more extensive than originally planned and we went way over budget but it's done and paid for so I'm happy.

I've converted 3/4 of the garage into a yoga studio for myself and DH didn't complain too loudly which was nice. I'm hoping to take a yoga teacher training class next January so it's great to have a place for my home practice.

In the meantime, I've been listening to the Dave Ramsey podcasts which has reignited my desire to start saving like mad to pay off our car loans and student debt. My work situation is still precarious- I love my work, but I'm not convinced that our office, which was reduced from 75 people to 38, will be sticking around forever.

My new short term goals are to pay off my small student loan, the smaller car loan, and save enough for the yoga teacher training course. After that we'll tackle DH's truck loan and the much larger student loan.

Wish me luck! -or the strength to stop spending :)