Money Makeover - Chapter 1

Ramsey says winning at money is 80% behavior and 20% head knowledge.

So true!

I know what I need to do it's getting myself to do it that is the problem. Ramsey compares it to going on a diet; the concept is pretty simple, it's the execution people stumble on.

Shocking Stat for the Week- 90% of people in our culture buy things they can't afford.

DH and I have definitely fallen victim to keeping up with the Joneses. In fact I would say that everyone of our major purchases (house, cars, electronics, etc) was motivated by the need to keep up with the Joneses. I think this will be one of our biggest financial challenges.

What's your biggest challenge?